Annual Budget Template

🟢 Improving Sophia Budget Template - Google Sheets

Take control of your money with ease. This all-in-one budgeting tool tracks your income, expenses, savings, and progress.

Includes:

• 12 Monthly Tabs (Jan–Dec)
• Budgeted vs. Actual tracking
• Auto-rollover for unused funds
• Linked categories across all months
• Visual doughnut charts per month
• Drop-down expense tracker
• Yearly Overview + Savings Goals
• Start Here tab for easy setup

🎁 Comes with a PDF setup guide + instant access to your copyable Google Sheets template.

Perfect for first-time budgeters, visual thinkers, and anyone ready to actually stick to a budget.

Built in Google Sheets
Works on desktop/tablet (and mobile for light use)
Instant access no spreadsheet skills required

Budgeting isn’t about restriction. It’s about freedom.
Start your journey with Improving Sophia 💚